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Retirement Tools

Sunday, December 9, 2012

5 Retirement Investing Tools, What You Need to Know

With retirement nearing for many, are you making the most of your money?

This content is provided courtesy of USAA. IRAs, employer-provided retirement plans, mutual funds, CDs and annuities: These are the basic investing tools that could eventually allow many of us to put the 9-to-5 routine in the rearview mirror. Here's what they are and how they might help with your financial goals. 1. IRAs for Individuals Many people think of an IRA as an investment, but that's a misconception. "Think of an IRA as more of a container to hold investments, rather than an investment itself — a container that provides tax benefits," says Scott Halliwell, a CERTIFIED FINANCIAL PLANNER™ practitioner with USAA. An IRA can be used to make investments in stocks, bonds, mutual funds, certificates of deposit and other securities. There…

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